I was referred to Attorney Kelbel to negotiate debt settlements that accumulated due to a failed business. The debts I owed were substantial, and my concern was the ability to settle them in a cost effective manner. When I consulted Attorney Kelbel, she explained every option I had available. I hired her and it has been the best decision I have made while managing the aftermath of my failed business. Attorney Kelbel reduced my total debt liability by 70%, which made it possible for me to settle with creditors and move on financially. I have dealt with several attorneys over the past 3 years, and Attorney Kelbel is the only one who handled my case personally and reported back to me personally. She gained my trust, and I highly recommend her.